How does the SIP calculator work?

It uses the future value of an annuity formula to compound your monthly investment at the expected return rate for the chosen duration.

Is the expected return guaranteed?

No. Mutual fund returns are market-linked. The calculator gives an estimate based on the rate you provide.

Can I calculate SIP for any duration?

Yes, choose any duration between 1 and 40 years using the slider or the number field.

SIP Calculator

Estimate returns on your Systematic Investment Plan (SIP).

Monthly Investment ₹10,000

₹

Expected Annual Return 12.0%

Investment Duration 10 Yr

Years

Total Investment ₹0

Estimated Returns ₹0

Maturity Amount ₹0

Investment Breakdown

Year-wise Growth

Year	Invested	Est. Returns	Total Value

How SIP works

A Systematic Investment Plan lets you invest a fixed amount into mutual funds every month. Over time, rupee-cost averaging and compounding help small monthly contributions grow into meaningful wealth.

Formula used

M = P × ((1+i)ⁿ − 1) / i × (1+i) - where P is the monthly investment, i is the monthly interest rate and n is the number of months.