How is FD interest calculated?

Using the compound interest formula A = P × (1 + r/n)^(n×t), where n is the number of compounding periods per year.

Which compounding frequency should I choose?

Most banks compound FDs quarterly by default. Higher compounding frequency yields slightly higher maturity.

FD Calculator

Estimate maturity value and interest for your Fixed Deposit.

Deposit Amount ₹1,00,000

₹

Interest Rate 7.00%

Tenure 5 Yr

Years

Compounding Frequency

Principal Amount ₹0

Interest Earned ₹0

Maturity Amount ₹0

Principal vs Interest

How the FD calculator works

The calculator applies compound interest: A = P × (1 + r/n)^n·t. Adjust the compounding frequency to match your bank's terms for an exact maturity estimate.